Residential

Conveyancing


Selwyn & Co will try to make your purchase / sale go as smoothly as possible providing a professional service.

This page acts as a brief guide to the various things that you should consider or will encounter once you decide to buy or sell property. We hope you find it useful and look forward to assisting you with your transaction.


Give us a call for a free no obligation quotation and once you speak to us you'll understand why you'll want to use our service.

What's

Conveyancing

It is the legal and administrative process of Buying & Selling property and land. Usually this is carried out by a solicitor and takes 4 - 8 weeks for the process to be completed. We have bought property for clients where no finance was required in little as 2 days.

For an example of a freehold sale and purchase see:-

 Freehold Sale and Purchase

Recent

Transactions

Selwyn & Co deal with all manner of properties from land, garages, rights of way to the more usual houses and flats.

Legal

Title

There are two main types of property title commonly known as freehold and leasehold. There are other types such as share of freehold.

Freehold - This is a superior title to Leasehold in so far that you usually own the property and the land which it is situated on. It is in most cases only subject to mortgages, charges, covenants and details of these are found on the title document as supplied by the Land Registry. (Usually whole houses)

Leasehold - This is not quite as good as freehold but you usually own a right to the property on a piece of land. You usually do not own the land which the building is situated on. It is usual for you to be answerable to a Landlord (the freeholder) who may collect ground rent. It is usual for restrictions to be imposed on the conduct of a leaseholder. (Usually flats / house conversions)

Your

budget

Moving home is usually a costly venture.

If your purchase attracts stamp duty then this is likely to be one of the largest disbursements.

 Stamp Duty Calculator

You will have to pay a land registration fee based on the value of the property.

Local

Area

 

There are now TV programs which attempt to list the top 10 good and bad places to live in the UK.
However the truth is that we all have to reside somewhere, so here are a few sites so that you can see what is going on in the local vicinity from things such as local schools to the crime rates but beware you may wish you had not clicked.

Communities
Neighbourhood Statistics
 Upmystreet
UK Local Area
 Local Maps
Local Council

Property

Search

There are a multitude of online property searches which are a good way of searching properties from the comfort of your chair some we have come across are:-

 rightmove
 Property Finder
 FindaProperty
 Primelocation

Local

Searches

We always offer advice on what searches you should carry out before buying a property. There are many things to check but the main ones are contamination of land, flood risk to the property, local authority search.

For example this site allows you to check the proximity of a property to a flood risk (by postcode).

 Environment Agency

Obviously these are only indicative and should not be relied upon or base your final decision. Always refer to us for guidance. Other useful sites include:-

 Health Protection Agency

You can look at maps of the local area as these may indicate areas of high pollution level or excessive noise from transport hubs / networks:-

 Ordnance Survey
 Transport for London